Legal

What is Workers' Compensation?

If you get hurt on the job, you are more than likely covered under a "workers' compensation" system. In Mississippi, this program is overseen by the Mississippi Workers' Compensation Commission. So what is workers' compensation, and what does it mean if you get hurt on the job?

Workers' compensation is a no-fault system mandated by state law for most employers. This means that if you are hurt on the job under almost any circumstance, your medical bills and part of your wages will be paid through workers' comp. This is true even if you are at fault for your injury. The system essentially provides insurance to workers for any injury, no matter how minor or serious. Workers' comp also covers occupational illnesses or diseases and workplace deaths. Workers' compensation does have limits for medical and wage coverage based on the type of injury and the workers' income prior to injury.

If you are injured on the job, the most important thing to do is notify your employer. The employer is then required to complete the first report of injury form to notify the MWCC. You should notify your employer of any aggravation of another, unrelated injury too. Workers' comp will help you even in these situations. 

The workers' compensation system can be confusing because of all the forms, the deadlines, and the medical issues presented. Contact an experienced and aggressive workers' compensation attorney to assist with your claim. Gulf South Law Firm can help. 

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